As soon as possible after leaving the scene of the accident, write notes about what occurred or use your cell phone to create an audio recording or video recording outlining the events in as much detail as possible.
If police did not attend the scene and the accident resulted in injuries, or vehicle damage exceeding $2,000, you must report the accident at a district police office. Bring your operator’s license, vehicle registration form and proof of insurance with you and complete a collision report form. Bring any contact information you were able to gather at the scene for other drivers, passengers and witnesses.
Get medical attention for your injuries. It is important to visit your doctor or, for more serious injuries, visit an emergency room for the following reasons:
1) To ensure any medical needs arising from the accident are addressed; and,
2) To provide proof that you have suffered an injury. Insurance companies may deny a claim without sufficient records.
Report the incident to your employer or school.
Report the accident to your insurance company within 7 days.
Talk to a personal injury lawyer before accepting any settlement offers from your insurance company or the at-fault driver’s insurance company. Remember, it’s impossible for you to know early on how quickly your injuries will heal or how much the accident will impact your life.
Keep records and hang onto receipts relating to expenses associated with the accident including lost wages, treatment costs, transportation costs, child care and housekeeping.
Call an experienced personal injury lawyer who will provide a free, no-obligation consultation.